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Financing made easy for
people with bruised credit


The Finance Company started their operations in 2012 as a sole-man business. President and founder, Stephane Gagnon wanted to offer people with a bruised credit an easier way to obtain financing. 



The company offers a variety of financial services:

Our most popular product is our

"Loans against locked-in pension plan" program

Our company has grown since it was founded:


Our first physical location was opened in Ottawa in 2016.


Our store in Brampton is under construction and will open soon.

We pride ourselves with our personalized customer service because we know that each client is in a different situation.


We do our best to guide you through the whole process and to answer any concerns or questions you may have.



Our legal name is 8565287 Canada Inc, and operate as  "The Finance Company".

You can verify our corporation with Industry Canada:

  1. Go to their website:
  2. Enter this information in the field "Corporation name":
    8565287 Canada Inc


Please note that to qualify to our services, you must be at least 18 years old and a Canadian Resident. Our conditions to qualify may change without any notice and at our discretion. The documents required may varies depending on the service you need. We reserve the right to ask for additional documents if we need more information.

Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements. Ontario Residents: The maximum allowable cost of borrowing under payday loan agreements is $15 per each $100 advanced. The cost of borrowing at The Finance Company is $15 per each $100 advanced. On a $300 loan for 14 days, the cost of borrowing is $45, with a total payback amount of $345. 

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