Financing made easy for
people with bruised credit
RSP Loan
Get a small personal loan ranging from $1000 to $2500 without any credit check.
PERSONAL LOAN
Personal loan ranging from 1000$ to 2500$
Interest rate: 35% yearly
Loan terms: 12 equal monthly payments
Open Loan: meaning you can prepay any amount of the loan that you wish without incurring penalty fees.
You must meet the following conditions to qualify: *
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Be employed from the same employer for at least 6 months
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Be at least 18 years old and Canadian resident
What you need to apply :
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Your last pay stub
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A statement of the last 3 months of activity of your bank account
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One government issued photo ID
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A VOID check or a BANK STAMPED direct deposit form
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One proof of address (utility bill, credit card bill)
We offer a quick access to cash through an easy no credit check payday loan ranging from $100-$1500.
PAYDAY LOAN
Interest rate: $15 per $100 borrowed
Loan term: Until next payday
You must meet the following conditions to qualify: *
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For Ontario resident only
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You can't borrow more than 50% of your gross last paycheck
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Be employed from the same employer for at least 3 months
What you need to apply:
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Your last pay stub (must be less than 30 days)
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A statement of the last 3 months of activity of your bank account
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One government issued photo ID
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A VOID check or a BANK STAMPED direct deposit form
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One proof of address (utility bill, credit card bill)
We offer second and third chance at credit to customers whose credit score is preventing them from buying a vehicle.
CAR LOAN
Interest rate: 25% yearly
Loan terms: Up to 5 years
Open Loan: meaning you can prepay any amount of the loan that you wish without incurring penalty fees.
You must meet the following conditions to qualify: *
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Be employed from the same employer for at least 6 months
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Car must be 5 years old or less
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Purchase price must be $25, 000 or less
What you need to apply :
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Your last pay stub
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A statement of the last 3 months of activity of your bank account
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One government issued photo ID
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A VOID check or a BANK STAMPED direct deposit form
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One proof of address (utility bill, credit card bill)
You may have bruised credit for different reasons and we pride ourselves on being able to help you to get mortgage financing.
MORTGAGE
Interest rate: daily rate
Lender type: Type A Lender (Major Banks), Type B Lender (alternate lenders) and Private Lenders
Mortgage brokers agency: we have an affiliation with Mortgage Brokers Ottawa, so when you fill out the online application, you are redirected to our in-house Mortgage Agent application page.
You must meet the following conditions to qualify: *
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Must have at least 550 of credit score
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Be employed from the same employer for at least 6 months
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Must have at least 5% for a down payment
What you need to apply online:
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Two government issued photo ID
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Your last pay stub (must be less than 30 days)
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Last two years of tax return and T4 slip
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Proof of down payment (last 90 days of bank statement)
Please note that to qualify to our services, you must be at least 18 years old and a Canadian Resident. Our conditions to qualify may change without any notice and at our discretion. The documents required may varies depending on the service you need. We reserve the right to ask for additional documents if we need more information.
Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements. Ontario Residents: The maximum allowable cost of borrowing under payday loan agreements is $15 per each $100 advanced. The cost of borrowing at The Finance Company is $15 per each $100 advanced. On a $300 loan for 14 days, the cost of borrowing is $45, with a total payback amount of $345.