RSP Loan 

Personal loan ranging from 1000$ to 2500$ 

 

Interest rate: 35% yearly

 

Loan terms: 12 equal monthly payments

 

Open Loan: meaning you can prepay any amount of the loan that you wish without incurring penalty fees.

 

 

 

You must meet the following conditions to qualify: *

  • Be employed from the same employer for at least 6 months
     

  • Be at least 18 years old and Canadian resident

What you need to apply :

  • Your last pay stub
     

  • A statement of  the last 3 months of activity of your bank account
     

  • One government issued photo ID
     

  • A VOID check or a BANK STAMPED direct deposit form 
     

  • One proof of address (utility bill, credit card bill)

Get a small personal loan ranging from $1000 to $2500 without any credit check.

PERSONAL LOAN

Interest rate: $15 per $100 borrowed

Loan term: Until next payday

You must meet the following conditions to qualify: *

  • For Ontario resident only
     

  • You can't borrow more than 50% of your gross last paycheck
     

  • Be employed from the same employer for at least 3 months

What you need to apply:

  • Your last pay stub (must be less than 30 days)
     

  • A statement of  the last 3 months of activity of your bank account
     

  • One government issued photo ID
     

  • A VOID check or a BANK STAMPED direct deposit form 
     

  • One proof of address (utility bill, credit card bill)

We offer a quick access to cash through an easy no credit check payday loan ranging from $100-$1500.

PAYDAY LOAN

Interest rate: 25% yearly
 

Loan terms: Up to 5 years 

Open Loan: meaning you can prepay any amount of the loan that you wish without incurring penalty fees.

You must meet the following conditions to qualify: *

  • Be employed from the same employer for at least 6 months
     

  • Car must be 5 years old or less
     

  • Purchase price must be $25, 000 or less

What you need to apply :

  • Your last pay stub
     

  • A statement of  the last 3 months of activity of your bank account
     

  • One government issued photo ID
     

  • A VOID check or a BANK STAMPED direct deposit form 
     

  • One proof of address (utility bill, credit card bill)

We offer second and third chance at credit to customers whose credit score is preventing them from buying a vehicle.

CAR LOAN

Interest rate: daily rate

Lender type: Type A Lender (Major Banks), Type B Lender (alternate lenders) and Private Lenders
 

Mortgage brokers agency: we have an affiliation with Mortgage Brokers Ottawa, so when you fill out the online application, you are redirected to our in-house Mortgage Agent application page.

You must meet the following conditions to qualify: *

  • Must have at least 550 of credit score
     

  • Be employed from the same employer for at least 6 months
     

  • Must have at least 5% for a down payment

What you need to apply online:

  • Two government issued photo ID
     

  • Your last pay stub (must be less than 30 days)
     

  • Last two years of tax return and T4 slip
     

  • Proof of down payment (last 90 days of bank statement)

You may have bruised credit for different reasons and we pride ourselves on being able to help you to get mortgage financing.

MORTGAGE

 
 
 
 

Financing made easy for
people with bruised credit

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Please note that to qualify to our services, you must be at least 18 years old and a Canadian Resident. Our conditions to qualify may change without any notice and at our discretion. The documents required may varies depending on the service you need. We reserve the right to ask for additional documents if we need more information.

Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements. Ontario Residents: The maximum allowable cost of borrowing under payday loan agreements is $15 per each $100 advanced. The cost of borrowing at The Finance Company is $15 per each $100 advanced. On a $300 loan for 14 days, the cost of borrowing is $45, with a total payback amount of $345. 

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